How to become a millionaire in 7 easy (hah!) steps

The road to wealth is not paved with infomercials. Those wee-hour TV staples would have you believe that you'll become rich by buying -- for no money down -- distressed property and selling it for millions.

Unfortunately, the only thing you're likely to get from watching those infomercials is dark circles under your eyes from lack of sleep. If you actually go to the seminar or buy the tapes, you'll probably just have more debt.

7 steps to becoming a millionaire:

1. Develop a written financial plan
2. Save, save, save
3. Live below your means
4. Lay off the credit
5. Make your money work for you
6. Start your own business
7. Get professional advice

The truth is, unless you're lucky enough to receive a sizable inheritance, you'll need to navigate your own route to prosperity. 

But while Bill Gates-style megawealth may be elusive, becoming a millionaire is definitely within reach of those who start young and develop the right habits. And anyone, at any age, can develop the traits that increase wealth and decrease debt.

"You can have money or you can have stuff, but seldom do you have both early in life," says Jason Flurry, a CFP professional and president of Legacy Partners Financial Group in Woodstock, Georgia.

"Part of our culture is, 'Fake it until you make it.' Debt holds people back. They buy liabilities and they make those payments forever. 

Spend less than you make, live a modest lifestyle and don't live up to every raise. Some people have spent their prosperity for the next 10 years and they've done it on credit."

It's a matter of choices

Flurry isn't suggesting you decorate your home in plastic lawn furniture, forgo cable TV and dine on macaroni and cheese every night. But do you really need to buy a car that's so expensive that you must stretch the payments out 5 or more years? Do you have to have that 50-inch ultrahigh-definition TV right now?

Many people who choose wealth over "stuff" wouldn't consider spending money on the "latest and greatest" because they know their money can be put to better use elsewhere. Buying a "liability" would probably cause them stress because they'd rather buy an asset -- something that will appreciate over time and give them a return on their investment.

Flurry says he has a hard time getting some of his older clients to spend their money.

"They've been savers all their lives and the thought of spending $5,000 or $10,000 on a vacation is ridiculous; it doesn't matter that they're worth $3 million. They're really the last Depression generation and it's burned in their memory that they need to squirrel away money."

Paring it all down, we've come up with 7 steps to becoming wealthy. Remember, wealth is relative, it doesn't necessarily mean "millionaire." The goal for many people is financial independence, says Stewart Welch of The Welch Group in Birmingham, Alabama.
"That's the point in time when your cash flow from investments is equal to or greater than your income from work. Look at the statistics: 95% of the population never achieves financial independence. For 65% of retirees, Social Security is their largest source of retirement income."

The No. 1 reason people don't achieve financial independence, says Welch, is they don't have a written financial plan. That is step 1 on the path toward financial freedom.

1. Develop a written financial plan

Saying you want to be wealthy isn't good enough. You need to come up with a workable plan and put it on paper.

"The written plan forces you to do something," Welch says. "Calculate what you need to earn and how to invest. The plan isn't just the goal, it's the whole thing -- the dream, the goals, the options. The options are scenario planning -- all the ways you can accomplish that goal -- open a Roth IRA, contribute to a 401(k).

2. Save, save, save

The end result of your financial plan should be systematic investment. Get in the habit of saving money. Build an emergency fund in a money market account so you don't have to raid the rest of your savings and investments when there's an unexpected major expense. Make it a point to save at least half of every pay raise.

3. Live below your means

Don't be a walking billboard for overpriced designer clothes, shoes, sunglasses or jewelry. Don't allow your house or car payments to be budget-busters.

4. Lay off the credit

Some people say that if you can eat it or wear it, don't put it on your credit card. That's good advice, but take it further. Try not putting anything on your cards that you can't pay off in 2 or 3 months. You need only 1 or 2 credit cards. If you have a fistful, pay them off. Remember, debt holds you back.

"It reduces cash flow for other things, including investing," says Welch. "If no one gave you money to borrow, you'd be better off and the economy would be smaller. If they only let you borrow 75% of the value of your home, you'd be a heck of a lot better off."

5. Make your money work for you

It takes money to make money, but that doesn't mean you need a lot to invest. Open an account with a mutual fund company that has no-load funds and low expense ratios. Build a diverse portfolio and you can reasonably expect to earn 8% to 10% annually on your investments over the long haul.

6. Start your own business

In the 1996 book "The Millionaire Next Door: The Surprising Secrets of America's Wealthy," the authors state that two-thirds of the millionaires are self-employed, with 75% of them entrepreneurs, and the remainder professionals, such as doctors and accountants.

Forget inheriting a pot of money; entrepreneurs create most of the wealth in the country. Most millionaires in the making, 8 out of 10, earned or increased their assets on their own, a 2015 survey by Fidelity Investments found. That's true for millionaires and millionaires 10-times over, as well.

7. Get professional advice

A good financial planner can help you fill your portfolio with the right investments and dump the wrong ones. You don't need to relinquish control, but you do need to form a good working relationship with someone who has expertise in this complicated area.

Not quite half of the individuals with $250,000 of investable assets surveyed by Fidelity in 2015 work with a financial adviser. But 71% of those with deca-millionaire-status have a financial adviser.
Maybe finding the right adviser could tip the scales toward 7 figures. If you can't afford to have a financial planner manage your money, many of them will review your portfolio and make recommendations for a one-time fee.

Source

How to Make Money on the Side - Without a Lot of Work

If you have ever done an internet search on how to make money, you have found that there are literally millions upon millions of results. Where do you even begin? If you are like me, your current skill-set leaves something to be desired. With raising three children as my full-time job, I do not really have time to put a lot of effort into any other task, other than sleeping.

Bake sales are nice. That, however, take time and effort. My children would eat everything before I could even get it sold.
I do not know about you, but I have no interest in the stock market. First of all, it takes money that I do not have to get started. Then you pay commissions and fees on top of that. After that, you wait patiently for your money to make money. I have no patience. I do not want to wait three or four years to make money off of my hard earned money. I want a return now.

Etsy is for the crafty people. You can sell all types of projects on there. If you are artsy and have the time to spend working on stuff like that, it could be a good option. Again, for me, I have no spare time to work on crafts. I can stitch up a hole in a piece of cloth, but that is the extent of my abilities.

I have attempted the self-employed route. I tried to start a wedding coordinating business. I live in a small town and decided to start up a Facebook page to try to attract customers. I handled one wedding for a friend of mine and that was a project. It was tiresome and difficult. The day itself was not too bad. It was all the planning and coordinating that took place before the wedding that killed me.

Savings accounts are nice if you have the money to save, but the interest rates are so low it does not make any sense to put any small amount of money in there. Cd's are an option too, but again, that takes time that some people just do not have.

If you are anything like me, you are tired of living paycheck to paycheck, scraping to get by. Tax refunds are nice, but they only come once a year. Unemployment is not an option because it does not pay half of what it should. Money meant for retirement has been withdrawn or borrowed against, if you are lucky enough that your plan lets you do that.

Imagine doubling your money every week with no or little risk! To discover a verified list of Million Dollar Corporations offering you their products at 75% commission to you. Click the link below to learn HOW you will begin compounding your capital towards your first Million Dollars at the easy corporate money program.

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It's Possible - Motivational Video Never Give up

Best Inspirational Video on Children's Education | INSFIRE #1

Low Self Esteem In Women - Why Women Have Lower Self-Esteem Than Men

How to Think Like a Millionaire to Achieve Financial Freedom

What Is Personal Development?

Personal Development, means different things to different people. Ultimately personal development is about focusing your attention on developing or refining your skills, abilities, attitude, and awareness for personal goal. As a category Personal development covers various areas of human activity and can be applied to business and financial growth. Socially Personal development can be applied to improving social relationship, with friend's family or colleagues, partners, employees.

Personal Development in a Nut shell
If you wish to achieve worthwhile things in your personal and career life, you must become a worthwhile person in your own personal development.

Brian Tracy
To sum up personal development in a sentence, you can say personal development is about identifying challenges, finding solutions and integrating the answers or right course of action or behaviour into your daily life or business. Personal development is about making effective change in yourself or company procedures to better deal with the environment.

"Believe that you possess a basic goodness, which is the foundation for the greatness you can ultimately achieve." Les Brown
Value oriented aspects
Many of the value oriented aspects of personal development boarders the realm's of spirituality were the individuals attention maybe focused on developing better social and environmentally relationships, achieving personal self mastery's over ones actions, as in behavioural changes or over coming limitations, at this level, persistence, inquisitiveness, study and self discipline are common themes. Professionally personal development may include such themes as personal mastery and communication, developing leadership skills etc.

In general personal development is about a cultivating a progressive attitude, studying/learning and applying appropriate success formulas or principles, whether as companies or individual. Much of the study of person development comes from the researching of people who have made significant growth, personally or in business.

Success leaves clues.
The early founders of the modern day form of personal development have studied and catalogued the process of success and achievement. They have made considerable progress in documenting the process of personal success as a science. 

Napoleon Hill is arguably the forefather of modern day personal development. He laid the foundations for our current generation of researchers, practitioner and coaches, such as the superstar Anthony Robbins

The following are some of the general themes in Personal Development
Developing or renewing identity
Fulfilling aspirations/Realizing dreams
Behavioural change/conditioning
Developing motivation - inspiration
Improving self-awareness
Enhancing lifestyle or the quality of life
Improving your employability
Identifying and investing in ones potential
Financial development
Developing strengths or talents
Personal and professional mastery - Learning techniques or methods to gain
Control of one's life
Entrepreneurial
Improving self-knowledge
Developing personal development plans
Increasing awareness or defining of one's chosen lifestyle
Integrating social identity with self-identification
Increasing awareness or defining of one's priorities
Developing purpose
Increasing awareness or defining of one's values
Developing purpose
Love
Increasing awareness or defining of one's ethics
Strategies and realizing dreams, aspirations, career and lifestyle priorities
Developing personal discipline
Personal development goal/ material attainment
Developing professional potential
Developing talents
Developing integrity
Goal setting
Developing individual competencies
Becoming more caring
How to learn from experience
Time management
Developing mature interpersonal relationships
Establishing identity
Improving the quality of lifestyle (in such areas as health, wealth, culture,
family, friends and communities)
Learning techniques or methods to expand awareness
Developing competence
Achieving autonomy and interdependence
Self mastery
Managing emotions
Learning techniques or methods to achieve wisdom
Communication skills
Personal development philosophically practice
Personal development may also be applied to the following disciplines, either in practice metaphorically or philosophically
Yoga
Meditation
Qi gong
Juggling
Martial arts
The altruistic aspects of personal development
Some of the more altruistic elements of personal development have Parallels with some of the world's spiritual tradition. A good example would be, The Eightfold Path of Buddhism which focus on the development of skills such as:
Right View
Right Intention
Right Speech
Right Action
Right Livelihood
Right Effort
Right Mindfulness
Right Concentration
Check out the Parallels
Right View this can be a likened to, open mindedness, beliefs, continual learning of techniques or methods to expand awareness, thoughtfulness.

Right Intention this can be a likened to defining of one's values or the effort to develop mutually beneficial relationships for the general and greater good.

Right Intentions form a personal development point of view this can be seen as increasing your awareness of your actions and adjusting them for the greater good.

Right Speech, from a personal development view this would be Communication skills. Communications skills may also include your internal dialogue as in positive speech.

Right Action, this can be seen as exercising consideration, personal integrity, exercising wisdom.

Right Livelihood, this would have a relation to lifestyle as I'm enhancing one's quality of life, career, and working in an ethical line of employment etc.

Right Effort, this would relate to discipline commitment
determination persistence.

Right Mindfulness, can be a likened to thoughtfulness consideration...
... And finally
Right Concentration, can be a likened to clarity, focus, exercising discipline of thoughts.

So where do you start? And what does it take?
Define an area of life you would like to work on...
1 create a vision
2 make a plan
3 action your plan
Commit to daily actions targeted towards change
Find a system or programme to facilitate your growth, in some cases this may mean reading the related material, books, websites blogs, in other cases this my mean joining the related clubs or taking courses etc. The main point is to develop a self image complementary to your goal/vision.

Their are no instant solutions, quick fixes or magic formulas to personal development - personal growth other then an awareness for the need for personal growth and the desire to grow. Granted that the two above conditions are meet - an awareness of the need for personal growth - and the desire to grow, you will be able to find success with the following tools:

Commitment,
Discipline,
persistence
inquisitiveness
These tools will make a nice starter in your chosen area of personal development/growth.
The Creative Power within us makes us into the image of that to which we give our attention."
Wallace Delois Wattles
Here are two typical examples of a personal development exercise:
Example one
Renewing self images
First in order to realise success in you chosen area of personal development / growth. You need to do two things invest some time to identify and define an area you would like to develop ie you want a promotion
Developing an image of yourself in your finish or ideal state/position -
What you're going to look like
How are you going to feel?
How will you be acting?
Develop you're new self image daily
Example two
The following is an extract from Napoleon hill think and grow rich, Hill is describing the six steps needed to develop what he calls the burning desire needed to drive a person to the accomplishment of their goals. In this example the steps relate to money but with creative editing this formula can be applied to any area of goal attainment.

"First. Fix in your mind the exact amount of money you desire. It is not sufficient merely to say, "I want plenty of money." Be definite as to the amount. (There is a psychological reason for definiteness, which will be described in a subsequent chapter). See book Think and grow rich napoleon Hill
Second. Determine exactly what you intend to give in return for the money you desire. (There is no such reality as "something for nothing.)

Third. Establish a definite date when you intend to possess the money you desire.

Fourth. Create a definite plan for carrying out your desire, and begin at once, whether you are ready or not to put this plan into action.

Fifth. Write out a clear, concise statement of the amount of money you intend to acquire, name the time limit for its acquisition, state what you intend to give in return for the money, and describe clearly the plan through which you intend to accumulate it.
Sixth. Read your written statement aloud, twice daily, once just before retiring at night, and once after arising in the morning.
Napoleon Hill's 13 Success Principles are;
Desire, Faith, Auto-Suggestion, Specialized Knowledge, Imagination, Organised Planning, Decision, Persistence, the Master Mind, Transmutation, the Subconscious Mind, the Brain and the Sixth Sense

Think and grow rich by Napoleon Hill is a must have work -Think and grow rich is over flowing with valuable knowledge
All that man achieves and all that he fails to achieve is the direct result of his own thougths."

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5 Secrets to Achieving Success in Life (Ft. Eric Ho - H Akademy)

The Happiness Decision — Multiplier Mindset

Never give up!

You never know how close you are, never give up on your dream. Stay focus!

Never, Never, Ever Give Up! -- No Excuses

How Important Is Personal Development in Your Life!

If you've been wanting to get into personal development, then you've come to the right place.
Realize that you can't do everything all at once.

Making a change is going to take you a while,but you can use some tips right now to get you started.
If the characteristics include living a life with high integrity, you will need to detail exactly what that looks like to you. It may mean ending bad behaviors, making better habits, or asking for outside help to achieve the goal.

Creating a personal development plan can transform an individual's life.
It is imperative to first decide exactly what types of characteristics you admire in other individuals, and would like to internalize on your own.

What Does Personal Development Mean To You?

Personal development is a very private matter and what it means to me may not necessarily be the same thing that it means to you. However, there is one aspect of personal development that is the same for each and every one of us - the need to improve.

To be able to improve something, you first need to identify what areas in your life could do with a helping hand. The ability to identify room for improvement lies in a good knowledge of yourself.

Every day write down what you are going to do to change. Put a quick note on your phone so you have access to it at all times. Constantly remind yourself how you are going to change as the day progresses. At the end of the day rate yourself and then reflect on the good things you did and then on some of the things you could have done better.

Believing in Yourself - Without believing in yourself nothing you do would be successful. If you want to be successful in whatever you do, you should believe that you "Can Do It"
Figure out a way to motivate yourself mentally for a positive change in your life. People trying to lose weight should picture an image of their body a few months from now when they take off a shirt.
If you could develop this attitude or quality in your life; believe me, 70% of your goals in life are already achieved. Do not underestimate this statement. If you believe that you can do something; you definitely would achieve it.

Devise a strategy towards personal development.
The realization that you need personal development comes from your having to constantly confront failures or perceived inefficiencies. Most of these are due to mental and physical habits that have been ingrained into your life, due to the environment that you have lived in. These habits are developed over the years and are thus not very easy to change.
If you don't ask for help, you would not get help.

A lot of people that want a positive change in their life get a life coach. A life coach is someone that motivates you in every aspect of life.

It is much easier to obtain these types of goals in your personal development plan with support. It can be a family member, friend, therapist, physician or an exercise buddy that simply wants to take the route with you. With enough support, it is easy to achieve nearly any type of goal as long as it has been set in a realistic time frame.

Choosing the right types of characteristics that you find in other individuals that you admire should be on the top of the list.

Setting Successful Goals
To be successful, you will need to set goals. If the characteristics you selected above are tangible, like physical fitness, you will need to understand exactly what the goal looks like. It might include participating in a marathon, simply walking the neighborhood, or changing bad eating habits to healthier ones.

However, they should not be so unattainable, as to become quickly discouraged.
The greatest power we all possess is the power of choice. Every day we wake up and make choices that impact our lives. From the small choices to the big ones all of them play a major factor in how we develop in our lives. When you have made the choice to transform yourself into a better person then you are making one of the most impact choices of your life. Improving the way you function can help you live a more productive and fulfilling life.

Practice Makes Perfection This is true in all areas of our lives. Be it physical or mental, practice is what makes it perfect.

How To Reach Your Goals
Everyone needs goals in life. Goals can help us improve our personality, our way of life, and our relationships. Setting goals is easy enough, but the real challenge is reaching them. How can you reach your goals?

The first step in reaching your goals is to overcome fear of failure. If we start out thinking negatively, we likely won't get very far in our efforts to reach our goals. In fact, we may not even set goals in the first place. Fear of failure can sometimes prevent us from doing this.
You should listen to motivational recordings on a daily basis to improve your mental outlook and your focus.

My favorite form of exercise is to get outside and walk fast, it gets the heart pumping faster, the blood flowing freely, and gives me time to use my mind. Walking does not require intense thought. I walk approximately one hour every day. I take my MP3 player with me when I head out for my morning walk. I have the player loaded with recording from top motivational speakers like Tony Robbins, David Wood and even Oprah.

Personal development is not limited to motivation, though. I add audio books to my play list that help me learn the skills to obtain my goals. This can include books on financial development, fitness, proper diet, memory improvement, or any other skill you need to learn.

I split my hour walk into two parts I listen to motivational speakers to get my mind moving in overdrive. Then I switch into learning mode,You cannot imagine the power of starting your day this way.

Learning To Feel Better About Yourself
When you don't feel good about yourself, that creates a lot of problems. You work starts to suffer, and your relationships start to suffer. After all, if you can't get along with yourself, how can other people?
The first thing you need to do is to figure out why you don't feel good about yourself.

You can also begin keeping a notebook that lists 10 positive things you do every day. This kind of journal may be hard to do at first, but when you can admit that you do something wonderful every day, it becomes hard to dislike yourself. When you are feeling down, you can go back in time through your notebook to see how much good you have done.

Stop saying bad things about yourself. Even if you believe what you are telling yourself, it is not healthy for you. If you say things like "I'm so fat" when you pass a mirror, or say "I'm so stupid" throughout the day, that is damaging. Instead, if you can't start saying nice things to yourself, switch to neutral statements that don't harm you. For example, you can say "I would like to lose weight" or "I must learn to understand this".

Surround yourself with people who make you feel good about yourself, if you don't feel good after spending time with someone, you need to cut down the amount of time you spend with them.
Learning to like yourself is something that is important in your life. You are the only person who spends every waking moment with yourself, so you need to learn to appreciate yourself.

Keep Developing
Personal development means developing your personal life in a positive way. It doesn't matter what path you choose, or what goals you wish to achieve,as long as there is growth and fulfillment in whatever you choose to do.

The first step in reaching your goals is to overcome fear of failure. If we start out thinking negatively, we likely won't get very far in our efforts to reach our goals. In fact, we may not even set goals in the first place. Fear of failure can sometimes prevent us from doing this.

If you find yourself constantly saying, "I can't" you need to change your thinking. In many cases, "I can't" really means "I won't". Think about how often you say that you can't do something.
Often, with just a little bit of effort, you can get around these small obstacles, and accomplish something. Take a look at what is standing in your way, think of ways around it, and "I can't" can become "I can".

"I have" is accomplishment. You've overcome your fear, believed that you can do it, planned it out, and taken action. Now you are seeing the results of your efforts. You've reached your goals.

Do Not Give Up - Most people would give up on their personal development goals, when they do not see instant results. We expect results immediately in whatever we do in life. Do not give up halfway, when you don't see quick results. It may take some time, but it is definitely achievable with regular practice.

Everyone needs goals in life. Goals can help us improve our personality, our way of life, and our relationships. Setting goals is easy enough, but the real challenge is reaching them. How can you reach your goals?

Self improvement can take on many forms and a person should be respected when attempting such a project.

The last portion of the personal development plan should include a way to celebrate your success. This can be done through by keeping a journal, or checking off a long list of necessary goals. Part of the celebration should also include a look back so that you can determine exactly how far you have come on the journey.

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Tony Robbins 7 Simple Steps to Financial Freedom - Lewis Howes

Tony Robbins is in London!!!

Tony Robbins is coming to London on 22-23rd October in Excel, who will be interested to attend the most amazing life changing event?

If you interested in attending, please follow the link and book your ticket here.  I will be going so see you there! I am so excited to be part of this.

Tony Robbins's Top 10 Rules For Success (@TonyRobbins)

Tony Robbins is one of the most amazing motivate international speaker, do you agree?

5 Mindset Secrets to Achieve Your Goals Faster

As humans, we are wired to want more, be more and achieve more. What we lose sight of is our incredible ability to rapidly manifest what we desire. As someone who helps entrepreneurs reach the next level of success in their businesses, teaching them the proper strategies is extremely important. The individuals, who make the biggest impacts, have, what I call, the "high performance mindset."
How would you feel knowing that if you followed a few simple steps, you could literally manifest anything you desired in any area of your life? Here’s what you need to do.

1. Get crystal clear on what you want.

So many people never achieve what they desire simply because they are never completely sure on what they actually want. In order to rapidly manifest your desires, you need to get clear on exactly what it is that you want. I’m not talking about broad goal setting here. I’m talking about being crystal clear on every detail associated with what you desire.

Ask yourself right now: Once you manifest what you desire, what will it specifically look like in your life? What will it feel like? How will it change your lifestyle? How will it affect the decisions you make? Be as specific as possible here.

2. Write what you want into existence.

This may seem like a lot of hard work, but trust me, it works.
Related: Determine Your Life's Purpose in 10 Minutes
Sit down, and write out exactly what you want to manifest. The key with this is simple but powerful: You need to write out exactly what you desire as if it has already happened. The reasoning behind this is simple: Your unconscious mind does not know the difference behind dreams and realities. So, the faster than you can convince your subconscious that the desired result has already manifested, the faster it will show up in your reality.

Answering the following phrase helps: “I am so happy and grateful that _____.”
For example, if the goal is to manifest an additional $5,000 you would write, "I am so happy and grateful that I have received an additional $5,000."

3. Quit worrying about the “how.”

This is really important. Step No. 3 is the step that will make or break your manifestation. You need to let go of “how” what you desire will manifest. If you don’t, you won’t create the space for what you desire to show up in your life.

Related: 7 Apps to Help Integrate Tech With Self-Improvement Goals
We are naturally wired to plan and want everything to happen specifically to that plan; however, this limits everything to flow and click into your life.

The key is to focus on the end result, and be open to how it will manifest, rather than needing it to manifest in a specific way.

4. Create a massive emotional connection.

Every high performer knows and understands that the event with the highest emotional charge is what will show up in your life. You need to be tapping into an emotional peak state whenever you are thinking about what you desire to manifest.

Related: 6 Actions You Can Take Every Day to Build Your Self-Confidence
According to Regan Hillyer, author of Be Your Brand, when you are writing out your reality of exactly what you desire, allow yourself to tap into the feeling associated with achieving or receiving what you desire. Notice how good it feels. Double that feeling. Triple that feeling. Make a conscious effort to tap into that feeling as regularly as possible throughout the day.

Ensure that you are not consumed with negative thoughts and emotions throughout your day, otherwise, you will simply manifest more of them.

5. Obsess over it daily.

This last step is crucial. Once you are crystal clear about what you desire, you are writing it into existence. You have to let go of how it is going to happen, and you have to develope a strong emotional connection. You need to obsess about what you desire daily. Connecting emotionally with what you desire to manifest once a day isn’t going to cut it. You need to connect emotionally at least once an hour, during waking hours.

A great way to do this is to set an alarm for every hour that you are awake, and allow yourself to tap into the emotion of having already received what you desire. Then allow everything you desire to naturally show up in your life with ease.

Some of the insights here may seem rather unusual, but if you give them a try, I’m confident you’ll see great results.  Remember, having a high performance mindset simply takes time and consistency. I encourage you to try it for 30 days and see where it takes you. You're going to like the results.

Source 

Jack Ma - How to Be Successful in Life, Amazing Interview

Brilliant speech.  Learn from the best!

Self Development - Don't Accept Limitation (Law of Attraction)

Outstanding speakers and very inspiring.  What do you think?

7 Tips to develop a personal growth mindset

Personal growth is essential for health, happiness, ambition and achievement. As a human being, you have amazing potential to continuously accept, and conquer, new challenges. There are few, if any, things which you cannot achieve, if you really want to achieve them. The key is that you want to achieve them enough to motivate you to take action. Many people hinder their own personal growth by refusing to take action. They come up with a myriad of excuses. If you do not want to be like them, you must develop a personal growth mindset. A personal growth mindset allows you to not only take on new challenges; you actively seek them out.  While some ‘experts’ might tell you that this kind of thing requires intense mental training, it generally doesn’t. All you really require is an open mind, a desire to try new things, and awareness that you can improve your performance with commitment and effort.

Adopting a personal growth mindset

As a kid, I was nervous and shy about accepting new challenges. I was worried about others judging me if my performance was not exceptional. This was a self-limiting attitude. I was restricting my own personal growth with ridiculous expectations. Someone with a personal growth mindset knows that they are unlikely to be good at new things immediately. They know that as long as they enjoy it; they can work hard at it until they improve. Ironically, in order to know if you will enjoy something, you have to try it first.
A number of years back, I decided that I was going to adopt a personal growth mindset. I regularly seek out new challenges and try them out for a while. If I enjoy them, I stick with them. My decision whether to stick with it has nothing to do with my performance; that can be improved. It is all about whether I enjoy it or not. This year’s big challenge has been to start my own website and take my business online. When I started, in April, I knew nothing about websites, SEO or online marketing. In the past, I would have considered this and decided against taking on the challenge.  However, with a personal growth mindset, I decided that this was too good of an opportunity to pass up. For the past 6 months, I have been researching, learning and experimenting and the results have surpassed anything I would have expected. I still only know a minute percentage of what there is to know but I am really enjoying the experience and I have identified a number of exciting new challenges for the next 6 months.  Without a personal growth mindset, I would have missed out on this opportunity and the happiness that it has brought.

Tips for developing a personal growth mindset

The following tips will help you to adopt a personal growth mindset:

1. Stop justifying everything

You do not need to justify everything that you do. When you adopt a new behaviour or hobby, your friends and family will ask you why you have done it. Remember that you do not need to offer any justification other than ‘because I want to!’

 2. Engage new people

Seek out and have conversations with people, and groups, whom you might not have spent time with previously. Approach these conversations with an open mind and you will learn new things and have your own views challenged.  This will help to freshen up your life and stimulate your creativity and sense of adventure.

 3. Allow yourself to dream

Every new adventure, or achievement, begins with a dream. Allow yourself to dream. Do not place limitations on these dreams. Your dreams are part of your creative self. If you embrace them, you will identify new opportunities for growth. When you identify these opportunities, try them out.

 4. Understand that you will never do your best

No matter what you do, there will always be opportunity for improvement. There are always opportunities to learn from your experiences and use the feedback to improve. Therefore, you can never do your best but you can do the best that you can at any given moment, with the knowledge and skill you possess at that time. When you understand and accept this, you realise that the judgements of others are irrelevant. You can take comfort that you did the best you could at that time and resolve to learn from the experience so that you may do better next time.

 5. Focus on the experience rather than the end result

There may be activities which you have avoided because you don’t feel that you would be any good at them.  Ask yourself ‘Does it really matter if I am not very good at it?’  The answer is ‘No’. You don’t need to be good at it, if you enjoy it. You are not looking for a record deal, a museum exhibition or a professional sports contract. You are simply looking for fun. If you focus on the experience rather than the end result, you will have a lot more fun and you might, unwittingly, find something which you are actually good at.

 6. Try one new thing everyday

If you commit to trying one new thing every day, you will have tried 365 new things in one year. The chances of finding something you like, enjoy or are good at are much higher. More importantly, you will quickly develop a personal growth mindset where you see challenges rather than problems, and you are unafraid to try new things.

Effective goal setting lies at the heart of a personal growth mindset. You can learn to set effective goals with the Ultimate Guide to Goal Setting.

 A personal growth mindset allows you take on new challenges, seeing only opportunities for fun and learning. There may still be tough times but when you have the right mindset, you are more resilient. You accept that things will go wrong but you focus on identifying a solution, implementing it and moving on. You know that you might fail at a task but that doesn’t make you a failure. In fact, it affords you a valuable opportunity to learn and improve.  With a personal growth mindset, you are happier, healthier and you have a zest for life. You become emotionally mature. Setbacks rarely faze you because you know that new opportunities lie just around the corner.

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